Credit Unions and CUSOs

Insights on proactive growth programs and strategic mergers and acquisitions for credit unions and CUSOs.

Many credit union leaders are taking a closer look at strategic M&A as a way to accelerate company growth. Capstone Managing Director John Dearing spoke to a packed room of credit union CEOs and board members at the “Reaching Your Members in the 21st Century” Conference hosted by CU Conferences in Las Vegas on November […]

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Credit unions increasingly are using M&A as a growth strategy. According to NCUA data, 90% of mergers in recent years have been voluntary and have realized greater success than involuntary mergers. “Properly planned and executed, mergers can continue the core mission of your credit union,” said Dominic Carullo, NCUA Economic Development Specialist on NCUA’s recent […]

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Successfully executing a deal can be tricky, even if you already know the acquisition prospect. In fact, your existing relationship may complicate the deal. Acquiring a company that you’ve worked with can make it difficult to objectively evaluate the opportunity. Bonnie Ciuffo, President of South Carolina Financial Solutions (SCFS), and John Dearing, Capstone Managing Director, […]

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Non-interest income is a hot topic in the credit union industry. Check out Capstone’s infographic on non-interest income below. Click on the image for a closer look.   How can you generate more non-interest income? Many credit unions and CUSOs are turning to external growth and mergers and acquisitions to generate more non-interest income. Find […]

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I was invited to write an op-ed for the Credit Union Times for their focus report on growth strategies.  While there are a variety of options to consider when exploring implementing new products and services to grow, credit unions can only grow by meeting the needs of future members. I offer five ways to pursue growth […]

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Every company is for sale, for the right equation. This maxim applies to companies in any industry, including credit unions and CUSOs.  In “CUSO Consolidation Should Begin With Benefits” the Credit Union Times reports insights from Capstone’s webinar with NACUSO  presented by Managing Director John Dearing. Read the entire article here: “CUSO Consolidation Should Begin With Benefits.” […]

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How can you quickly grow a CUSO? Consider acquisition. Acquisition or external growth is a powerful tool for any organization – regardless of industry. Often, acquisition is one of the quickest and most effective ways to grow. As CUSOs grow so do opportunities for business mergers and acquisitions. Yesterday, Capstone Managing Director John Dearing presented […]

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Last Wednesday was an exciting day at the National Association of Credit Union Service Organizations (NACUSO) Annual Conference in Las Vegas. Capstone’s Managing Director, John Dearing, presented the talk “Entrepreneur/CEO: Mergers and Acquisitions in the CUSO World” during a breakout session at the conference. Acquisition is one of the fastest and most exciting ways to […]

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